A circuit board manufacturing company claimed that $60,000 worth of circuit boards were damaged by water. Amset determined that the manufacturing dates on a majority of the claimed circuit boards were after the date of loss, thereby negating the claim.


An insured claimed that computer hardware damaged by smoke required replacement in the amount of $10,000. By opening hidden files within the hard drive of the claimed computer, Amset was able to prove that the computer had not been turned on for two years prior to the claim. The claim was denied.


A vendor replaced a phone system that was allegedly damaged by lightning and invoiced the insured $28,000 for the replacement system. Amset determined that only a fuse and one circuit board were actually damaged. The claimed system was repaired for $500 and the replacement system was removed and reinstalled with the repaired system, all under the deductible.


Over $200,000 worth of cellular switching equipment was damaged by a lightning strike. Amset was able to determine that the grounding scheme of the building was installed improperly. Subrogation was then initiated against the general contractor who built the building.


A new high rise building had its $100,000 switchgear explode when it was energized. Amset successfully proved that the bolts connecting the switchgear to the bus bars were not tightened to specification. The result of Amset's research clearly defined a sub-contractor as the liable party.


A municipal vehicle worth $150,000 appeared to have spontaneously caught on fire while parked overnight. Amset was able to determine that the cause of the fire was a complex chain of events initiated by the starter cable rubbing through its insulation against the frame. Arson was ruled out and the truck manufacturer was contacted regarding safeguards for the cable.

 

 

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