A circuit board manufacturing
company claimed that $60,000 worth of circuit boards were damaged
by water. Amset determined that the manufacturing dates on a majority
of the claimed circuit boards were after the date of loss, thereby
negating the claim.
An insured claimed that computer hardware damaged
by smoke required replacement in the amount of $10,000. By opening
hidden files within the hard drive of the claimed computer, Amset
was able to prove that the computer had not been turned on for two
years prior to the claim. The claim was denied.
A vendor replaced a phone system that was allegedly damaged by lightning
and invoiced the insured $28,000 for the replacement system. Amset
determined that only a fuse and one circuit board were actually
damaged. The claimed system was repaired for $500 and the replacement
system was removed and reinstalled with the repaired system, all
under the deductible.
Over $200,000 worth of cellular switching equipment was damaged
by a lightning strike. Amset was able to determine that the grounding
scheme of the building was installed improperly. Subrogation was
then initiated against the general contractor who built the building.
A new high rise building had its $100,000 switchgear explode when
it was energized. Amset successfully proved that the bolts connecting
the switchgear to the bus bars were not tightened to specification.
The result of Amset's research clearly defined a sub-contractor
as the liable party.
A municipal vehicle worth $150,000 appeared to have spontaneously
caught on fire while parked overnight. Amset was able to determine
that the cause of the fire was a complex chain of events initiated
by the starter cable rubbing through its insulation against the
frame. Arson was ruled out and the truck manufacturer was contacted
regarding safeguards for the cable.

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